Easy to understand and suitable for the public

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Continuous update for question bank

This society is ever – changing and the test content will change with the change of society. You don't have to worry that our M92 training materials will be out of date. In order to keep up with the change direction of the exam, our question bank has been constantly updated. We have dedicated IT staff that checks for updates every day and sends them to you automatically once they occur. The update for our M92 learning guide will be free for one year and half price concession will be offered one year later. In addition to the constantly update, we have been working hard to improve the quality of our M92 preparation prep. I believe that with the help of our study materials, the exam is no longer an annoyance. Hope you can give not only our M92 training materials but also yourself a chance.

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CII Insurance Business and Finance (IBF) Sample Questions:

1. If a company were to outsource specialist-claims handling services and extend the current 30 day period of credit given to brokers was extended to 90 days then what would be the consequence?

A) The solvency margin will immediately increase
B) Premium income will accelerate
C) Financial resources will be impaired
D) The combined operating ratio will improve

2. When looking at the financial strength of an insurance company, a rating agency's methodology takes into account the company's capital adequacy which represents its

A) the market share in its chosen lines.
B) quality and level of capital required to run the business.
C) its total gross premium income only.
D) the number of policies in force.

3. Which body exists to ensure that the London Market as a whole maintains and improves its position as a major worldwide insurance market?

A) London Market Group.
B) The Franchise Board.
C) The International Underwriting Association (IUA).
D) The Prudential Regulation Authority.

4. For what transactions are debit notes raised?

A) When transactions are settled in a foreign currency.
B) All amounts owed to the business by other parties.
C) For all incoming cash payments from policyholders.
D) Only for claims payments to third parties.

5. An insurer has committed a breach, under the General Data Protection Regulation (GDPR). Within what maximum period must the breach be reported to the Information Commissioner's office?

A) 7 calendar days.
B) 24 hours.
C) 30 calendar days.
D) 72 hours.

Solutions: