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Insurance Licensing Life and Accident and Health or Sickness Producer - Combo Series 20-30 Sample Questions:

1. All advertisements for health insurance shall make clear the identity of the:

A) Beneficiary
B) Insured
C) Insurance Commissioner
D) Insurer

2. In Maryland, an insurance producer is a person who solicits, negotiates, or sells insurance plans PRIMARILY in conjunction with:

A) Performing clerical duties
B) Enrolling individuals in group plans
C) Acting as a regularly salaried officer
D) Earning commission

3. A licensee must report each of the following to the Maryland Insurance Administration EXCEPT:

A) Change of residence address
B) Change in financial status
C) Change of name
D) Felony convictions

4. In order to qualify for a company convention, an insurance producer agrees to pay the first quarterly premium for the applicant for new insurance. This is called a:

A) Gift
B) Rebate
C) Cost of doing business
D) Loan

5. (Which statement is true about a term life insurance policy?)

A) It provides temporary protection.
B) It may be written only for periods of five years or less.
C) It usually provides a cash value.
D) It usually can be renewed at the same premium.

Solutions: