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Real Estate Licensing Virginia Real Estate Salesperson Sample Questions:

1. Why do lenders need liquidity?

A) to qualify for FHA insurance
B) so they can put their money in long-term assets
C) so loans can be packaged together to create MBSs
D) so they have the funds to originate more loans

2. Which of these is a person who is licensed to represent one of the parties in a real estate transaction in exchange for a commission or other valuable consideration?

A) salesperson
B) appraiser
C) assistant broker
D) broker

3. Ernest is a third-party trustee who is holding a title for the lender of a home loan that is secured by a trust deed. The title gives Ernest limited rights sufficient to carry out the terms of the trust. What kind of title does Ernest hold?

A) naked title
B) dirty title
C) clean title
D) skinny title

4. Which of the following discussions is a violation of antitrust laws and is also an anti-competitive practice?

A) brokers agreeing to not show a certain broker's listings to their clients because they don't like that broker
B) two brokers discussing how to cooperate more effectively in a specific real estate transaction
C) two brokers discussing new laws enacted in their county
D) brokers commenting on the siding color on a newly listed home in their area

5. One township contains how many sections?

A) 640
B) 36
C) 6
D) 64

Solutions: