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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:

Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. An agent who collects money from an insured and holds it for payment to the insurer is

A) commingling funds.
B) acting in a fiduciary capacity.
C) providing coverage.
D) wrongfully withholding funds.

2. Title is held by John and Kate, as joint tenants with right of survivorship. If John dies, which is the simplest manner of establishing record evidence of the marketable title in Kate?

A) Record in the county where the property is located a certified copy of John's death certificate.
B) Record a certified copy of a probate court order of John's estate distributing the home to Kate.
C) Probate the estate of John.
D) Nothing is required.

3. Which of the following types of deeds provides the purchaser of real estate the greatest protection?

A) quitclaim deed
B) trustee's deed
C) deed in trust
D) general warranty deed

4. The sale of a property was subject to the buyer's being able to assume an existing loan on the property. Upon examination, the note was found to contain a clause that prohibited the assumption of the loan. The clause was

A) a due-on-sale clause.
B) an assumption clause.
C) a prepayment clause.
D) a subordination clause.

5. Title is vested in Bill and Monica. The deed says nothing as to how they are to hold title or as to their marital status. They are NOT married to each other. The presumption is that

A) they are tenants by the entirety.
B) they are joint tenants with rights of survivorship.
C) they are tenants in common.
D) the conveyance is void.

Solutions: